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Here are some financial tips, one for each week of 2015. We hope that these will inspire you to live a financially free life. Each week a new tip will also be featured on our landing page.
Buy with your head and not with your heart
Open a savings account for your children as soon
You have the choice to choose financial freedom
Use student cards for discounts
Use pensioners card for discounts at shops
If you can’t afford it cash, you can’t afford it
Interest is only interesting when you receiving
Only borrow money when it’s going to make you
Don’t agree to credit limit increases it only
increases buying temptation
Set financial goals for yourself and your family
Create a household
budget and share this with your teenage children
Track your day-to-day
spending habits by keeping receipts
Take advantage of
rewards programs to make the most out of your money
Make money don’t spend unnecessarily
Understand the deductions on your payslip
Assets feed you, liabilities eat you
Know your rights as a banking customer
You are the CEO of your life; financial freedom
is your responsibility
Creating financial freedom is a matter of
developing the right habits
Money buys you stuff, not happiness
Financial literacy starts at home
Your thoughts, beliefs and attitudes determine
your wealth potential
To be financially successful, learn the language
Money is a tool to help reach your dreams
You work hard to make money. Make money work for
It is your right to demand a receipt after any
Be cautious of online scams requesting your
credit card details
Beware of oMashayana (Ponzi schemes)
Understand banking fees before opening a bank
Start your journey to financial healing by accessing
a free credit report from credit report providers.
Open a unit trust for your child. Ask friends
and family to deposit gifts instead of wasting it on many toys.
Opt for interest free
clothing accounts if you buy on credit and pay it off before the term
Put all claims and
deductions into a separate savings account
Before getting married, talk
about your current and future saving and spending habits.
Establish a realistic
budget for your wedding day and identify ways to minimize costs.
Re-look your budget when
"expecting" a baby
Use trusted online
financial tools click here….
Make your own lunch
instead of purchasing lunch at work
Have an emergency fund in
your financial plan to help ensure you are prepared for unforeseen expenses and
to avoid incurring high interest debt.
high-interest debt into a line of credit to save on interest costs and become
Businesses also need to
budget to stay afloat
Make arrangements with
creditors if you cannot pay the full instalments. Stop spending on the account.
Switch off unused lights and save on electricity
Put the geyser off during the day whilst you at
Use energy saving bulbs instead of conventional
Don’t wash dishes under running water. Fill the
Boil only what you need for a cup of tea.
Boil water and keep it in a flask.
Only keep essential appliances on like the
fridge and freezer
Do not shop on an empty stomach
Make a grocery list of the items you need, and
only buy those
Look for simple ways to make extra money like
growing and selling plants, scones at work