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Home Owners Property Insurance
Home Owners Property Insurance
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Property Insurance
Is one of the most common types of short-term insurance because it is most often necessary for taking out a home loan.
If your home’s structure or fixtures are ever damaged in a fire, an explosion, a flood, or in the case of a leak, impact, breakage, landslide or theft, your insurer will cover the balance after you have paid the predetermined excess.
Additionally, there are many insurers who offer refund benefits if no claims are made within a specified timeframe. For instance,
if you do not claim for three years then you may find that you are eligible to have a percentage of the premiums that you paid over
three years refunded to you.