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There are certain unforeseeable and often unavoidable risks that go hand in hand with the ownership of property, assets and valuables. The best way to ensure that you have peace of mind and security is to hand these risks over to a third party, an insurer. In exchange for an agreed sum of money paid regularly, an insurer will provide you with agreed coverage should you suffer any loss, damage or liability to your property and assets or those of a third party? There has been a surge in the insurance market in recent years, with the result being that you are able to insure an extensive range of things if you have the finances to do so. However, the most common types of short term insurance are property, household, vehicle and personal liability insurance.
Click here to read the Short-term insurance brochure
Your premiums will be determined according to your individual set of circumstances as well as peripheral factors to do with the item that you wish to insure. This is a very good reason for you to be a conscientious owner who takes all the necessary steps to protect your assets. An insurance claim can be lodged if one of the insured possibilities takes place. You will generally be required to pay a small excess toward the repair or replacement. Your insurer will pay the balance so long as you are not under insured. It is your responsibility to check that your cover remains relevant as time passes. When shopping around for short term insurance, it is often a good idea to make use of a broker. This will usually allow you to gain a broader outlook of the variety of polices on offer.